Zero Cost
Processing
Compliant surcharging, cash discount, and dual pricing programs that shift card fees off your P&L — with a free pre-programmed terminal to run them.
Same $100 sale.
Very different take-home.
Sterling Ridge · Receipt
You keep the full $100.00.
Sterling Ridge · Receipt
You keep $96.50 after fees.
Pick the pricing model
that fits your counter
Surcharging
A compliant, clearly disclosed fee is added to credit card transactions, offsetting your processing cost entirely.
Cash Discount
Post card-inclusive prices, then reward customers who pay with cash or check with an automatic discount at the register.
Dual Pricing
Show both a card price and a cash price side by side. Customers choose — and either way, you keep 100%.
Six reasons zero cost
pays for itself on day one
Eliminate card fees
The 2.5–3.5% you hand processors every month goes back on your bottom line — legally and transparently.
All merchant types
Retail, service, eCommerce, high-risk — zero cost programs are available across virtually every vertical we board.
24/7 support
Signage rules, receipt formatting, state compliance — our team handles the details around the clock.
Free Terminal
Get a cutting-edge, pre-programmed credit card machine at no cost — surcharge or dual-pricing logic already configured. Plug in and sell.
Increased margins
For a business doing $50k/month on cards, zero cost processing typically recovers $15,000+ per year.
This is The Future
More and more merchants are moving to zero cost programs every year. As card brand rules evolve, we update your program and disclosures automatically.
Popular with businesses
that feel every basis point
Your processing bill
could read $0.00.
Get a free terminal, compliant signage, and a program configured for your state — often within a week.
Sign Up NowNo long-term contracts · No setup fees · No cancellation fees