Cookie Policy

1. What Cookies Are

Cookies are small text files that a website stores on your device when you visit. They allow the site to remember your actions and preferences — such as login status, language, and form progress — so you don't have to re-enter them on every page. We also use related technologies such as pixels, local storage, and SDKs; this policy refers to all of them as "cookies."

Cookies can be "first-party" (set by sterlingridge.io) or "third-party" (set by our service providers, such as analytics or advertising platforms). They can also be "session" cookies, deleted when you close your browser, or "persistent" cookies, which remain until they expire or you delete them.

2. The Categories of Cookies We Use

We group the cookies used on our website into three categories:

• Strictly necessary — required for the website to function and cannot be switched off in our systems. They enable core features such as page navigation, security controls, fraud prevention, load balancing, cookie-consent storage, and access to the merchant dashboard and application forms. Because the site cannot operate without them, these cookies do not require consent. Typical lifespan: session to 12 months.
• Analytics — help us understand how visitors use the site: which pages are visited, how long visits last, which links are clicked, and where errors occur. We use this aggregated information to improve content, navigation, and performance. These cookies are used only with your consent where required by law. Typical lifespan: 1 day to 24 months.
• Marketing — set by us and our advertising partners to measure campaign performance, limit how often you see an ad, and show you relevant Sterling Ridge offers on other sites. They may track your browser across websites and build a profile of your interests. These cookies are used only with your consent, and you can withdraw that consent at any time. Typical lifespan: 1 day to 13 months.

We do not use cookies to collect payment card numbers or bank account details, and we do not sell information collected through cookies.

3. Managing Cookies in Your Browser

Most browsers accept cookies by default, but you can adjust your settings to refuse some or all cookies, delete existing cookies, or alert you when a cookie is being set. The controls are typically found under "Privacy and security" (Chrome and Edge), "Privacy & Security" (Firefox), or "Privacy" (Safari) in your browser settings. On mobile devices, similar controls exist in the browser app's settings and in your device's advertising preferences.

Please note that blocking strictly necessary cookies may prevent parts of the website — including account applications and the merchant dashboard — from working properly. Blocking analytics and marketing cookies will not affect core site functionality.

To opt out of interest-based advertising more broadly, you can also visit the industry opt-out pages operated by the Digital Advertising Alliance (optout.aboutads.info) and the Network Advertising Initiative (optout.networkadvertising.org).

4. Global Privacy Control

Global Privacy Control (GPC) is a browser-level signal that automatically communicates your privacy preferences to the websites you visit. When our website detects a valid GPC signal from your browser or browser extension, we treat it as a request to opt out of the sharing of your personal information for targeted advertising, as required by the CCPA/CPRA and similar state privacy laws — without you needing to take any further action on our site.

GPC is supported natively or via extensions in several browsers, including Firefox, Brave, and DuckDuckGo. Enabling GPC applies per browser and per device, so you will need to enable it in each browser you use.

5. Contact Us

If you have questions about this Cookie Policy or how we use cookies and similar technologies, contact us at:

• Sterling Ridge LLC — 750 S Fort Thomas Ave, Fort Thomas, KY 41075, United States
• Email: contact@sterlingridge.io
• Phone: +1 (364) 204-3463

For more information about how we handle personal information generally, please see our Privacy Policy at /privacy-policy.