Create new revenue streams
with Sterling Ridge.
Offer your merchants all three rails under one roof — Sterling Merchant for cards, Sterling ACH for verified bank payments, and Sterling Check for eChecks — and earn recurring residuals on every deal, including the high-risk ones nobody else can place.
You refer
A merchant you know
Merchant processes
$150k/mo volumeYou earn monthly residuals
$0/mo
For the life of the accountSterling Ridge keeps you competitive
with unique value-add solutions.
We're a One-Stop-Shop
Place every deal in one place: Sterling Check for eChecks, Sterling ACH for verified bank payments, and Sterling Merchant for cards. One partner portal, one relationship, three rails — no more juggling processors per product.
We Welcome High-Risk
Stop turning away the deals everyone else declines. With 25+ acquiring banks, we approve nutraceuticals, gaming, telemedicine, TMF/MATCH merchants, and 60+ other verticals — the book of business your competitors can't board.
We Provide a Tailored Approach
You get a named partner manager, custom Schedule A pricing, and deal-by-deal underwriting conversations — not a faceless reseller program. We build the program around how you sell, not the other way around.
Everything you need
to sell and get paid.
Robust Digital Partner Portal
Track every merchant, application, and residual from a single dashboard — submit deals, watch underwriting status, and pull statements in real time.
Real Time Commission Reporting
See your residuals accrue as merchants process. No mystery math at month end — every basis point is visible and auditable.
Simplified Onboarding
Digital applications, document upload, and same-day approval for standard merchants. Your deals go live faster, so your residuals start sooner.
Transparent Rates
Clean buy rates and a Schedule A you can actually read. Price your merchants competitively and know your margin on every deal.
Best In Class Support
Your merchants get dedicated account managers and 24/7 coverage — which means fewer support fires landing on your desk.
Two programs,
built for how you work.
ISOs, Agents & Processors
Grow your portfolio with the rails and risk appetite your current processor doesn't have. Board standard retail one day and a TMF-listed supplement brand the next — all under one residual stream.
- Aggressive, transparent buy rates
- High-risk approvals your bank says no to
- Lifetime residuals with real-time reporting
- Dedicated partner manager for escalations
ISVs, Developers & CRMs
Embed payments into your platform and monetize every transaction your users process. Full APIs across ACH, eCheck, and cards, with white-label options and hands-on integration support.
- Payment APIs for ACH, eCheck & cards
- Rev-share on embedded processing volume
- White-label checkout and onboarding
- Sandbox access and sample code from day one
Tell us how you sell.
We'll build the program.
Whether you board five deals a month or fifty, we'll put together buy rates, portal access, and a partner manager within one business day of your application.
- Response within one business day
- Custom Schedule A for your volume
- No exclusivity requirements
Become a partner
Tell us about your portfolio and we'll put together a program that fits the way you sell.
Interested in partnering
with Sterling Ridge?
Join the ISOs, agents, and platforms already earning recurring revenue with Sterling Ridge.
Become a PartnerNo long-term contracts · No setup fees · No cancellation fees