SterlingRidge
Sterling ACH · Real-time payouts

Instant payout
merchant accounts.

Pay winners, sellers, and workers in seconds over the RTP network — 24/7/365 with same-day ACH fallback and no volume caps. High-risk friendly.

What you get

Payouts your users see
before they refresh the page

RTP 24/7/365

The Real-Time Payments network never closes. Send payouts at 2 a.m. on a Sunday and they clear immediately — no banking hours, no holidays.

Payouts in seconds

Funds land in the recipient's bank account within seconds of the send — irrevocable, confirmed, and visible in their balance instantly.

Same-day ACH fallback

If a recipient's bank isn't on the RTP network yet, the payout automatically falls back to same-day ACH. Nothing to configure, nothing to retry.

High-risk friendly

Gaming, gig, and marketplace verticals that big processors decline are our specialty. Prior terminations and TMF/MATCH history don't disqualify you.

API + dashboard

Trigger payouts from your platform with a single REST call, or run them manually from the dashboard. Webhooks confirm every status change.

No volume caps

Scale from hundreds to hundreds of thousands of payouts per month without renegotiating limits or getting flagged for growth.

Industries

Built for platforms where
payout speed is the product

Gaming
Marketplaces
Gig platforms
Insurance
0+

Years in business

$0B+

Dollars processed

0M+

Transactions verified

$0MM+

Saved on postage

Your users are waiting
for their money.

Open an instant payout merchant account and start sending real-time credits this week — high-risk verticals welcome.

Sign Up Now

No long-term contracts · No setup fees · No cancellation fees