Integrate Plaid Verified ACH
into your checkout page
Add a white-labeled Pay by Bank button to your checkout — verified through your customer's own bank, branded to your business, and cheaper for you on every order.
Checkout
Vitalstack Bundle
3-month supply
Secured & verified by Plaid
Why choose Sterling ACH
as a checkout option?
White-labeled solution
Your brand front and center. The Pay by Bank button, flow, and confirmation emails all carry your name — not ours.
Plaid-verified experience
Customers authorize payment by logging into their own bank, which means fewer returns, fewer NSFs, and dramatically less fraud.
WooCommerce & WordPress plugin
Install the plugin, paste your keys, and Pay by Bank appears at checkout — no custom development required.
Recurring & subscription management
Charge weekly, monthly, or on any custom schedule. Pause, edit, or cancel subscriptions from the dashboard or API.
Save bank details for future debits
Customers link their bank once. Their verified account is securely vaulted for one-click repeat purchases and rebills.
Developer-friendly Checkout.JS
Drop a few lines of JavaScript into any page for a fully hosted, conversion-optimized Pay by Bank flow.
Four clicks
from cart to confirmed
Select product
Your customer shops your site as usual and heads to checkout with their cart.
Enter name & email
Two fields — that's the whole form. No account numbers to type, no card to dig out.
Select “Pay with Bank” and log in
The customer selects “Pay with Bank” and simply logs into their online banking through Plaid's secure window. Ownership and funds verify instantly.
Instant confirmation email
The payment is authorized, your customer gets an instant confirmation, and you watch it settle on your dashboard.
Checkouts converting better
with Pay by Bank
“Sterling ACH has helped to significantly reduce the number of checks we have to put in the mail, which has saved us on postage and time spent.”
“Sterling Merchant has been a great asset to our organization for the past 5 years. They are always quick to respond and a pleasure to work with.”
“Sterling Merchant has been great at keeping our payment processing fees at an absolute minimum.”
“Thanks to the insightful advice and great service offered by the team at Sterling Merchant, our ecommerce business operates more efficiently.”
“eCheck verification has reduced returned checks for our clients by 63%, resulting in thousands saved on bank fees. They also offer A+ developer support!”
“Very reliable verification and great customer service. Customer support is always responsive and available.”
“We have over 90 locations and Sterling Ridge helps us collect our money faster, easier and more efficiently.”
“Sterling ACH has helped to significantly reduce the number of checks we have to put in the mail, which has saved us on postage and time spent.”
“Sterling Merchant has been a great asset to our organization for the past 5 years. They are always quick to respond and a pleasure to work with.”
“Sterling Merchant has been great at keeping our payment processing fees at an absolute minimum.”
“Thanks to the insightful advice and great service offered by the team at Sterling Merchant, our ecommerce business operates more efficiently.”
“eCheck verification has reduced returned checks for our clients by 63%, resulting in thousands saved on bank fees. They also offer A+ developer support!”
“Very reliable verification and great customer service. Customer support is always responsive and available.”
“We have over 90 locations and Sterling Ridge helps us collect our money faster, easier and more efficiently.”
“Excellent service! Sending invoices with Sterling ACH has significantly reduced A/R by letting our customers pay online.”
“Sterling Ridge helped us solve one of the crucial problems we were having as a business: recurring payment to vendors.”
“Sterling ACH allows us to easily request one-time and recurring rent payments from our tenants.”
“Sterling Ridge has made it easy for our business to receive funds the next day from our clients.”
“Every small business needs Sterling ACH! It has allowed me to send and receive payments quickly, securely, and reliably.”
“Sterling Ridge has been an invaluable addition to our company. It has drastically reduced the time to receive funds.”
“Excellent service! Sending invoices with Sterling ACH has significantly reduced A/R by letting our customers pay online.”
“Sterling Ridge helped us solve one of the crucial problems we were having as a business: recurring payment to vendors.”
“Sterling ACH allows us to easily request one-time and recurring rent payments from our tenants.”
“Sterling Ridge has made it easy for our business to receive funds the next day from our clients.”
“Every small business needs Sterling ACH! It has allowed me to send and receive payments quickly, securely, and reliably.”
“Sterling Ridge has been an invaluable addition to our company. It has drastically reduced the time to receive funds.”
Trusted by thousands of businesses and entrepreneurs across 60+ industries
Put Pay by Bank
on your checkout today.
Install the plugin or drop in Checkout.JS — most stores are live within a day.
Sign Up NowNo long-term contracts · No setup fees · No cancellation fees