Instantly Accept and Verify
Checks Online
Join thousands of businesses that trust Sterling Ridge. Reduce fraud, costly NSF fees, and get paid faster.
Verify checks from over 5,000+ national and local banks
Bank of America
Chase
Wells Fargo
A secure login,
a confirmed balance
Chase
Online banking
Encrypted end to end — credentials never touch our servers
Basic or Premium —
verify at the depth you need
Both tiers work across every collection method: payment link, virtual terminal, online checkout, bulk upload, and API.
Swipe horizontally to compare →
| Capability | BasicAccount & routing | PremiumWith bank login |
|---|---|---|
| Real-time account verification | ||
| Account & routing number validation | ||
| Balance check | ||
| Bank-login qualification |
Verified in three steps,
finished in seconds
Customer selects their institution
They pick their bank from 5,000+ supported national and local institutions in a secure window.
They enter their online banking credentials
Credentials go straight to the bank through an encrypted connection — we never see or store them.
Account verified
Ownership, validity, and balance confirm in seconds. You accept the check knowing it will clear.
Five expensive problems,
solved before they happen
- Confirms your customer account balance (so you don't have to worry about checks bouncing)
- Authenticates customer account ownership
- Reduces fraud
- Reduces costly NSF fees
- Eliminates human error
Years in business
Dollars processed
Transactions verified
Saved on postage
Forget about fraud and focus on
your business. Get started now.
Join Thousands of Businesses
Using Sterling Ridge
Start verifying accounts and balances in real time. Same-day approval for most businesses.
Sign Up NowNo long-term contracts · No setup fees · No cancellation fees